Run your business. We handle the rest.
BizOS is a business operating system built for Nigerian SMEs. It handles your contacts, invoices, tax records, payroll, and cash flow in one place, so you can spend less time on admin and more time on the work that actually grows your business.
14 days free. A card is required to start your trial.
The BizOS dashboard gives you a single view of your business, contacts, invoices, cash flow, and tasks, all in one place.
Why BizOS exists
Most SMEs in Nigeria are run on memory, paper, and WhatsApp threads.
That works until it does not. Tax season arrives and there are no records to show. A bank asks for financial statements and there are none. A customer disputes an invoice and nobody can find it. BizOS exists because these are not small problems. They are the reason good businesses stop growing.
No financial records
When everything lives in your head or across different notebooks and apps, it is nearly impossible to know whether the business is actually profitable, let alone prove it to anyone else.
Tax compliance pressure
VAT, withholding tax, and PAYE payroll are legal obligations, but keeping up with them manually is time consuming and easy to get wrong. The penalties for errors are real.
No path to a business loan
Banks and lenders want to see organized financial records before they will consider a loan application. Without them, even a healthy business can look unbankable on paper.
What BizOS does
Everything your business needs to stay organized and move forward.
Contacts and pipeline
You can store every customer, lead, and supplier in one place, with a sales pipeline that shows you exactly where each deal stands. Pipelines are customizable, so the stages reflect how your business actually works rather than a generic template someone else designed.
Invoicing and payments
BizOS generates invoices in Naira, calculates VAT automatically, and lets customers pay directly from the invoice using Paystack. You can set a default VAT rate, default due days, and a custom invoice prefix, so every invoice that leaves your business looks consistent and professional.
Tax and compliance
BizOS tracks VAT, withholding tax, and PAYE payroll in line with the Nigeria Tax Act 2025. At any point you can export a full tax summary report or a standalone VAT report. Payroll includes payslip generation and email delivery to staff.
Automations
The automation builder is visual and drag and drop. You set a trigger and define what happens next, without writing any code. You can use it to follow up with contacts, update pipeline stages, send emails, or chain multiple actions together. Apex plans support advanced conditions and branching for more complex workflows.
Financial Health Score
BizOS generates a Financial Health Score based on your business's own income, expenses, and payment history inside the app. The score is accompanied by a bank ready financial report that you can export as a PDF, download as a CSV, or share via a secure link. It is designed to give a lender a clear picture of your business's standing, not a score about your customers. This feature is available on the Apex plan.
The Financial Health Score and bank ready report are available on the Apex plan.
Pricing
Three plans. One for where you are now, one for where you are going.
Every plan includes a 14 day free trial. A card is required at signup.
Foundation
$29 per month
For a solo operator or a small business that is getting organized for the first time.
- 1,000 contacts
- 100 invoices per month
- 10 pipelines
- Payroll and PAYE for up to 5 staff
- 5 automations
- Basic email sending via BizOS default address
- Full exportable tax summary report
- VAT report
- Product and inventory tracking for up to 30 products
- Standard invoice branding with your logo
- Community and email support
Momentum
$59 per month
For a business that is actively managing customers, staff, and cash flow and needs the tools to do it properly.
- 10,000 contacts
- 500 invoices per month
- Unlimited pipelines and custom stages
- Payroll and PAYE for up to 10 staff, with payslip email delivery
- 20 automations
- Custom SMTP so email sends from your own business address
- Rich email composer with templates, attachments, and images
- Bulk contact actions including tagging, emailing, deleting, and adding to a pipeline
- CSV contact import
- VAT and withholding tax tracker
- Full exportable tax summary report
- Unlimited products with stock tracking
- Paystack payment collection on invoices
- Custom invoice prefix
- Default VAT rate and default due days
- Priority email support
Apex
$99 per month
For a business that is ready to scale, apply for financing, or manage a larger team.
- Unlimited contacts
- Unlimited invoices
- Unlimited pipelines and stages
- Unlimited staff members
- Unlimited automations
- Everything included in Momentum
- Creditworthiness Dashboard with Financial Health Score
- Bank ready financial report as PDF, CSV, and shareable secure link
- Advanced automation conditions and branching
- White glove onboarding with priority support
Know other businesses that could use this?
AI1team runs a partner program where you can refer other businesses to BizOS and earn for every successful signup. It is open to BizOS customers and to anyone who wants to participate.
Learn about the partner programCommon questions
A few things people usually want to know before signing up.
Your business deserves better than a spreadsheet.
BizOS gives you the records, the compliance, and the financial picture that serious businesses need. Start your free trial today and see what a difference two weeks makes.
Go to the appBizOS is a product of AI1team.